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More Than a Mortgage: A Strategy for Life

At Mihir Patel Mortgages, we don't just find you a rate;
we design a life-aligned mortgage strategy that evolves with your career, family, and financial goals.


Navigating the Toronto market requires a consultant, not just a lender. We provide the expertise to ensure your home equity works as hard as you do

Explore Our Services

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Self-Employed Solutions

Home Equity & Refinancing

Family

Mortgage Renewals

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First-Time Home Buyers

Business Owner

Specialized & Private Lending

OUR LENDING PARTNERS

Our Lending Powerhouse Network

Alternative Solutions

Designed for self-employed professionals and business owners who require non-traditional income verification. We partner with lenders who understand complex financial statements and offer expanded qualification criteria.

Institutional Giants

We provide direct access to Canada’s "Big 5" Banks and top-tier Credit Unions. This is the ideal pathway for clients with established credit seeking traditional mortgage structures and competitive institutional rates

Private & Specialized

When traditional banks say "No," we find the "Yes". This category focuses on private lending, bridge financing, and custom-tailored solutions for credit repair or unique property types.

Hear from Our Clients

Sarah Thompson

As first-time home buyers, we were nervous going into the process, but Mihir completely
changed that. He educated us, compared multiple lenders, and clearly explained every option
available. His professionalism and calm, confident approach made the experience smooth and
exciting, and we are so glad we chose him.

Rajiv Patel

After speaking with several mortgage agents, it was clear that Mihir stood out. His depth of knowledge, attention to detail, and ability to structure a smart refinance saved us both money and stress. He truly puts his clients first, and the results speak for themselves.

Maria Gonzalez

Mihir turned what felt like an overwhelming process into something manageable and even enjoyable. He was always available, easy to talk to, and took the time to explain everything in simple terms. We felt confident at every step and are extremely happy we trusted him with our mortgage

Daniel Chen

What impressed us most about Mihir was how thorough and transparent he is. He reviewed several lender options with us, broke down rates, fees, and penalties, and helped us choose the solution that best aligned with our long-term goals. Working with him gave us complete peace of mind

Frequently asked questions

Any Questions

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Contact Us

Better Mortgages. Expert Advice.

Navigating the Toronto real estate market requires more than just a

loan—it requires a roadmap for long-term wealth. As a licensed mortgage professional, Mihir Patel provides exclusive access to over 60+ lending institutions, including Canada's "Big 5" banks, credit unions, and private lenders, to find the perfect fit for your unique financial goals.

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60+ 

Lending Partners

Choosing the right mortgage isn't just about the lowest rate; it’s about choosing a partner who provides the strategy to build real equity.

— Mihir Patel, Mortgage Agent

2035

Chosen as the Best IT Company of the Year for Outstanding Service and Innovation

John, CEO

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